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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
A world without TRIA: Incalculable risk

The Terrorism Risk Insurance Act (TRIA) expires at the end of 2020 but insurers are already grappling with the possibility of a world without TRIA. While the private market for terrorism insurance has grown, there are doubts whether the industry can write terrorism insurance without a federal backstop.  

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Registration now open for Joint Industry Forum 2020
The resiliency innovation challenge
Insurance Industry Global macro and insurance outlook
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Wildfire response: A conversation with a fire chief

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Homeowners + Renters Insurance How to create a home inventory

In the event of a fire or other disaster, would you be able to remember all your possessions? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses and help you purchase the correct amount of insurance.

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Auto Insurance Avoid a deer-car collision
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About the Industry Careers in insurance
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Auto Insurance Auto insurance basics—understanding your coverage
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Catastrophes Background on: Hurricane and windstorm deductibles
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Insight + Analysis

Insurance rating variables: What they are and why they matter

Rating variables are an indispensable tool for setting the cost of insurance and restricting their use can have unintended consequences, according to a new paper released jointly by the Casualty Actuarial Society (CAS) and the Insurance Information Institute.

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Cannabis and the workplace: Haze of confusion
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Catastrophes Fact file: Florida hurricane insurance
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Industry update: Yesterday, today and tomorrow
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Employment trends in the insurance industry

I.I.I. Glossary

PURE LIFE ANNUITY- A form of annuity that ends payments when the annuitant dies. Payments may be fixed or variable.

COMMISSION- Fee paid to an agent or insurance salesperson as a percentage of the policy premium. The percentage varies widely depending on coverage, the insurer, and the marketing methods.

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Thought Leadership

I.I.I. News Wire

I.I.I. To Salute Resiliency Innovators at 2019’s InsureTech Connect Conference

For immediate release New York Press Office: (212) 346-5500; media@iii.org NEW YORK, September 20, 2019—The Resiliency Innovation Challenge will conclude on Wednesday, Sept. Read More

I.I.I., University of Pennsylvania Announce Winning Teams in 2nd Annual Hack-for-Resilience

For immediate release New York Office: (212) 346-5500; media@iii.org    NEW YORK, September 17, 2019—Four student entries were given top honors this month at a competition aimed at improving individual and community resilience to natural disasters and co-sponsored by the Insurance Informat… Read More

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Events Calendar

Insuretech Connect Conference
September
23
2019
Location: Las Vegas, NV; Website
NAMIC’s 124th Annual Convention
September
23
2019
Location: National Harbor, MD; Website
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