Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
I.I.I. Economic Snapshot: Second Quarter 2018

This forward-looking report provides an overview of the P/C industry at the end of the first quarter in context to the overall economy, with a focus on personal and commercial lines financial trends. Real GDP growth has shown unexpected strength in recent calendar quarters.

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New and Trending

Homeowners + Renters Insurance Peer-to-peer home rental

Before you consider renting out your home, first contact your insurance professional so you fully understand the financial risks and can take the proper precautions. Here's some general information to jumpstart your insurance conversation. 

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Insight + Analysis

Insurance Industry Inflation Watch - June 2018

Headline inflation rose by 2.9 percent in June 2018 vs. June 2017, which is the largest 12-month increase since the period ending February 2012. The core CPI—the overall index minus the effects of price changes for food and energy—rose 2.3 percent for the 12 months ending June 2018—the largest increase since the period ending January 2017. 

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I.I.I. Glossary

AUTO INSURANCE POLICY- There are basically six different types of coverages. Some may be required by law. Others are optional. They are:

  1. Bodily injury liability, for injuries the policyholder causes to someone else.
  2. Medical payments or Personal Injury Protection (PIP) for treatment of injuries to the driver and passengers of the policyholder’s car.
  3. Property damage liability, for damage the policyholder causes to someone else’s property.
  4. Collision, for damage to the policyholder’s car from a collision.
  5. Comprehensive, for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
  6. Uninsured motorists coverage, for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.

UNIVERSAL LIFE INSURANCE- A flexible premium policy that combines protection against premature death with a type of savings vehicle, known as a cash value account, that typically earns a money market rate of interest. Death benefits can be changed during the life of the policy within limits, generally subject to a medical examination. Once funds accumulate in the cash value account, the premium can be paid at any time but the policy will lapse if there isn’t enough money to cover annual mortality charges and administrative costs.

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Thought Leadership

I.I.I. News Wire

MEDIA ADVISORY: As California Governor Declares State of Emergency, I.I.I. Experts Are Available to Discuss Insurance Implications of Wildfires

FOR IMMEDIATE RELEASE Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com   Janet Ruiz, Insurance Information Institute (707) 490-9365   LAKE COUNTY, CA, June 27, 2018 — Reporters covering the northern California wildfires are encouraged to contact the Insurance I… Read More

Insurers Provide Stability To Financial Markets And The Overall Economy

FOR IMMEDIATE RELEASE  New York Press Office: (212) 346-5500; media@iii.org  Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com   NEW YORK – (June 05, 2018) – While consumers understand insurance as protection against financial loss, the… Read More

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Events Calendar

Wharton Insurtech Hackathon
September
07
2018
Philadelphia, PA
I.I.I. Talent Recruitment Event
September
17
2018
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